بیمه شخص ثالث بیمه‌ای اجباری برای همه وسایل نقلیه است که خسارت‌های جانی و مالی واردشده به اشخاص ثالث در حوادث رانندگی را جبران می‌کند. خسارت‌های جانی راننده مقصر نیز تحت پوشش بیمه شخص ثالث خودرو قرار می‌گیرد.

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